There are quite a lot of them on the loan market. Some appear and disappear and others appear like mushrooms after rain. The offers of private loan companies, because we are talking about them here, seem to be different from each other, each of them wants to somehow attract new customers and keep regulars, but this difference is really small.
They mostly offer from 1,000 to 1,600 USD, although recently one of the companies offered even 2,000 USD free loan for new customers. The repayment period is usually 30 days. As for the requirements to be met, they also do not diverge significantly.
The required age is 18 or 21 years, ID card, Polish citizenship, personal account, mobile phone, and internet access. And that’s all! Formalities limited to a minimum. This is the motto of all parabanks.
Credwell – what is that?
Credwell is a new, private loan company. Like all companies entering the market, this one wants to win the hearts of customers. And to do this, he must offer them something interesting. Something they won’t find anywhere else. And what else can you suggest in payday loans?
After all, their offer is simple and transparent. What else can you suggest? Credwell offers its customers a 35-day loan repayment period, quite large amounts, from $ 100 to $ 5,000. And what may interest those whose credit history is not impressive, or those who do not have it at all.
Credwell does not check customer data in the BIK databases prior to granting the loan. Also, if we met with a negative decision regarding the granting of a loan or bank loan, we can successfully use the services of the newly established Credwell company. We also do not need an income certificate to get a loan. And we can log in to the site even through social networks.
Just like most loan companies, to attract new customers offers the first loan for 0%, so at Credwell we do not receive the first for free. For every fifth in turn. The condition for receiving such a loan is the timely repayment of the previous four, and their repayment date cannot be shorter than 14 days. And that’s all!
We meet these conditions and we will get every fifth loan for $ 0 in 15 minutes on the account.
Who can use it?
It is a relatively young company and it is still difficult to find constructive information or opinions about it. As in the case of other loan companies, this loan can be used by any Polish citizen who is at least 18 years old, has a PESEL number, permanent registration in Poland and has a bank account.
Such a person should also undergo verification and obtain the status of borrower. And of course he must register on the Credwell website, and he can do it even via Facebook.