It is not easy to get a loan or a loan these days. All because of the large bureaucracy in banks, the need to bring a lot of certificates to finally be checked in terms of being insolvent debtor. This control is carried out by the bank sending inquiries to the public debt lists. Such as the National Register of Debtors (KRD) or the Credit Information Bureau (BIK). Of course, you don’t have to be an insolvent debtor on the verge of bankruptcy to get to these censuses and have a very difficult, if not completely closed way to borrow any money from banks.
Just forget to pay a bill or one of the next installments for your TV or fridge. The entry lands where it is needed and we have our hands tied up for the next few years. Is there anything you can do about it? Is a loan for proof without earnings certificates, without checking us in BIK and KRD at all possible? Well, it turns out that it is not so difficult to stay. However, we must give up banks, because they have their own hands bound by banking law and cannot afford many deviations from the so-called norm.
However, we will find a lot of companies that are non-bank institutions and have loans and credits in their offers. Just the ones that interest us. That is, it is possible to obtain it only after presenting an ID card. We are not checked in any credit systems, in any list of debtors, we do not need to bring any additional documents or certificates.
A loan for proof without earnings certificates is becoming more and more popular because banks are increasingly screwing us the credit cock. They only grant loans to selected people who have a tear-clear history. Meanwhile, the fact that someone went to KRD or BIK for ordinary onlooking does not yet make him an unreliable debtor, which is better to avoid from very far away. Unfortunately, since there has been a financial crash in world economies, which hit Poland a few years later, banks have been really cautious, often to exaggeration.
Evidence loan without proof of earnings – security
The question is asked about the security of such non-bank loans. Are they credible or are there any hidden tricks in the contracts? Well, such a thing can always happen. Therefore, first of all, you must read the contract before signing. If we have a head on our shoulders, nothing bad can happen to us. A loan for proof without earnings certificates is a very convenient way to receive money. However, we should never patch holes in our household budget with these services. The money will have to be given away someday and then we can really fall into a snare of debt. However, if our only problem is to get to the debtors’ registers inadvertently, we manage our money well, and we need loans, for example, for a more expensive car repair a few days before payment. then ID cards are a great solution.